​Understanding Business Credit

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Business credit reflects a company's ability to borrow money and manage debt. It is explicitly linked to your business's EIN (Employer Identification Number) rather than your personal Social Security Number (SSN). A strong business credit profile helps secure loans, obtain better terms from suppliers, and enhance your business's overall credibility.

 

It is built through timely payments on business expenses and loans, responsible credit card usage, and a healthy balance between credit limits and debt.